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• Special Offers - Special offers for Ridgefield, Wilton and New Canaan homeowners from Jane Tullo.

• Affiliates - Jane Tullo's real estate web site affiliates.

• eNewsletter - Jane Tullo's Ridgefield, Wilton and New Canaan newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Connecticut, and United States.

• Market Conditions Report - Market conditions report for this area, Connecticut, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Ridgefield, Wilton and New Canaan Connecticut mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Connecticut or buy your own Ridgefield, Wilton and New Canaan house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Ridgefield, Wilton and New Canaan mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Connecticut real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Jane Tullo anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Jane Tullo's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Jane Tullo's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Ridgefield, Wilton and New Canaan property in Connecticut, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Ridgefield, Wilton and New Canaan Homes, For Home Buyers, For Home Sellers, Ridgefield, Wilton and New Canaan Information, Real Estate Resources, and About Jane Tullo.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Connecticut Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Ridgefield, Wilton and New Canaan

First Time Buyers >Your Principal Residence The Federal Tax Code allows married taxpayers to exclude from capital gains taxes up to $500,000 in profits from selling a home (singles can exclude $250,000). In order to qualify for this exemption, you must prove that that the home has been your principal residence for at least two out of the last five years. The establishment of the home as a principal residence depends on the facts of each homeowner's circumstance. Here are two cases to consider. Homeowner A has lived at 25 Pine Drive for 12 years. Although he stays at his vacation cottage in another town for up to three months out of each year (sometimes more), 25 Pine Drive is his principal residence, where he lives most of the time. When he sells the home, Homeowner A (filing as a single individual) can keep up to $250,000 in tax-free profit. Homeowner B buys 108 Maple Street, intending to live there. He rents it out while waiting to sell his current home, where he has lived for six years. His principal residence sells at the end of two years. Homeowner B moves into his new house, lives there for three months, and then decides to travel. After a six-month trip, he regrets buying 108 Maple Street and sells it. Even though he has owned the house on Maple Street for over two years, it won't qualify as "owner-occupied", because he only lived in it for a few months. Thus Homeowner B is not eligible to claim the tax exemption when he sells the house on Maple Street. Consult your tax advisor for advice about your particular circumstance. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble? A  The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street. See More Real Estate Trivia >

Jane Tullo Neumann Real Estate 395 Main St. Ridgefield, CT 06877 Tel: 203-526-3250 Email: janetullo@NUMBER1EXPERT.com www.JaneTullo.com is brought to you by Jane Tullo NUMBER1EXPERT™ in real estate for Ridgefield, Wilton and New Canaan, Connecticut Read Jane Tullo's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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